Income-Based Repayment (IBR)
In addition to the IBR Fact Sheet that can be downloaded below, you can find detailed information regarding the Income-Based Repayment (IBR) Plan for federal student loans here. This link includes the IBR eligibility requirements, the benefits of IBR, an IBR payment calculator, and some examples of how a borrower’s monthly student loan payment amount can be reduced under IBR.
Income-Based Repayment Plan Request
Use this form for initial determination of your eligibility to repay eligible Federal Family Education Loan Program (FFELP) loans under the Income-Based Repayment (IBR) plan or for the required annual reevaluation of your payment amount under the IBR plan.
Income-Based Repayment (IBR) Plan Alternative Documentation of Income
Use this form if you were not or are not required to file a federal income tax return for the most recently ended tax year and you need to provide alternative documentation of your income.